A friend who is close to 65 and retired, but not collecting Social Security, earns less than $ 10,150 per year. Therefore she should not have to file an income tax return under IRS regulations. However, to purchase health insurance through the Massachusetts-run Obamacare exchange they need proof of what her income actually is. After about 15 phone calls to figure out why she couldn’t buy health insurance, the answer seems to be that she must file a tax return showing $ 0 in income. Then she will become eligible to purchase insurance at the government-established rate.
Is this true in all states or is it something unique to Massachusetts? If so, what’s the meaning of the IRS filing threshold? Won’t all Americans now have to file tax returns?